BharatPe for Merchants

Accept UPI and card payments instantly with BharatPe for Merchants, the all-in-one payment solution trusted by over 7 million Indian merchants. Process payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and 150+ banking apps through a single QR code—no transaction fees, no setup hassle.

Seamless Payment Acceptance

Your customers gain flexibility with multiple payment modes: UPI, debit cards, credit cards, RuPay, and digital wallets. Every transaction settles directly to your bank account with instant withdrawal capability. Whether you run a retail shop, restaurant, or service business, accept payments the way your customers prefer without worrying about compatibility or hidden charges.

Grow Your Business with Easy Loans

Expand operations without the burden of traditional lending. Access business loans ranging from Rs. 10,000 to Rs. 10,00,000 through a 100% online process—no paperwork, no collateral, no guarantees required. Loan tenure spans 3 to 15 months with annual interest rates between 21% and 30%, depending on your profile. Repay through hassle-free Easy Daily Installments (EDI) that fit your cash flow. All loans are offered by RBI-approved NBFC partners including LendenClub, Liquiloans, Trillions, ABFL, and Arthmate, ensuring secure and transparent lending.

Earn Interest on Your Balance

Put your business earnings to work. Earn up to 12% annual interest on your BharatPe account balance, credited daily. Your funds remain secure with RBI-approved NBFC partners while you grow your savings effortlessly. Add or withdraw funds whenever you need them without restrictions.

Why Merchants Choose BharatPe

With over 7 million active merchants, BharatPe for Merchants has become India's trusted payment and lending platform for small and medium businesses. Zero transaction fees on UPI payments, transparent loan terms, instant settlements, and daily interest earnings make it the complete financial toolkit for merchants looking to streamline operations and scale confidently.

Download BharatPe for Merchants today and unlock instant payment acceptance, business loans, and savings opportunities—all in one secure app.